My family has made it a goal this year to begin to be more frugal with what we have been given. We would like to make some major savings this year for a few goals not in any specific order:
1. new car for the husband
2. begin saving for land we plan on buying to build a house
3. fix things around our house to help save more money such as new doors and weather stripping, insulation, new carpet in the bedrooms.
With a small change to our witholdings we have been getting more money back each month, rather than one lump sum around tax time. We hope to be able to use this to reach some of our goals.
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